Primary Plans Offer Lower-Cost Alternatives

Wellmark’s Real Solutions for Small Businesses product portfolio offers a full range of health plans to meet your employees' needs and your company’s budget.

 

Wellmark's lower-cost PPO plans called “Primary Plans” blend our most popular and economical design features. These plans help control costs with built-in cost-sharing features. For example, Primary Plans use a tiered copay design for office visits. This means employees pay a lower copay for primary care and a higher copay for specialist care.

 

Some key highlights of the Primary Plans include:

  • Lower costs at most popular deductible levels
  • Deductibles range from $500 to $5,000
  • Encourages members to choose generic drugs over brand-name and discourages improper use of the emergency room
  • Less expensive than our lowest-priced plans at the same deductible level, expanding the overall price range of our PPO portfolio by 10%

Primary Plans are a way for employers to economize benefits, yet take advantage of the same reliable value that comes with The Blues®.

 

For more information, please contact your authorized Wellmark representative or authorized general agency.

 
 
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Wellmark Blue Cross and Blue Shield is an Independent Licensee of the Blue Cross and Blue Shield Association doing business in Iowa and South Dakota.
 
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